Acronym for “Point of Interaction,” the initial point where data is read from a card. Acronym for “Open Web Application Security Project.” A non-profit organization focused on improving the security of application software. The following list provides the terms for each card brand: NIST Special Publication 800-133: Recommendation for Cryptographic Key Generation, ISO 11568-2 Financial services — Key management (retail) — Part 2: Symmetric ciphers, their key management and life cycle, ISO 11568-4 Financial services — Key management (retail) — Part 4: Asymmetric cryptosystems — Key management and life cycle, European Payments Council EPC 342-08 Guidelines on Algorithms Usage and Key Management, 6.1.1 Key generation [for symmetric algorithms], 6.2.1 Key generation [for asymmetric algorithms]. Acronym for “Lightweight Directory Access Protocol.” Authentication and authorization data repository utilized for querying and modifying user permissions and granting access to protected internal resources. Start my free, unlimited access. For manual key generation, conveyance, loading, storage, and retrieval, dual control requires dividing knowledge of the key among the entities. For American Express payment cards, the code is a four-digit unembossed number printed above the PAN on the face of the payment cards. Private network access from public networks should be properly protected with the use of firewalls and routers. An application that is generally accessed via a web browser or through web services. Additionally, if key is truly random, never reused, and, kept secret, the one-time pad is unbreakable. Acronym for “authentication, authorization, and accounting.” Protocol for authenticating a user based on their verifiable identity, authorizing a user based on their user rights, and accounting for a user’s consumption of network resources. Acronym for “Elliptic Curve Cryptography.” Approach to public-key cryptography based on elliptic curves over finite fields. TERM DEFINITION Qualified Security Assessor (QSA) *A company approved by the PCI Security Standards Council to validate an entity’s adherence to PCI DSS requirements. Data element on a card's magnetic stripe that uses secure cryptographic processes to protect data integrity on the stripe, and reveals any alteration or counterfeiting. Also referred to as “merchant bank,” “acquiring bank,” or “acquiring financial institution”. A server that acts as an intermediary between an internal network and the Internet. A hosting provider may be a shared hosting provider, who hosts multiple entities on a single server. Sometimes referred to as “payment gateway” or “payment service provider (PSP)”. Individuals, excluding cardholders, who access system components, including but not limited to employees, administrators, and third parties. See TCP. Account data consists of cardholder data and/or sensitive authentication data. Abbreviation for “demilitarized zone.” Physical or logical sub-network that provides an additional layer of security to an organization’s internal private network. Set of laws, rules, and practices that regulate how an organization manages, protects, and distributes sensitive information. The PIN block is composed of the PIN, the PIN length, and may contain subset of the PAN. Include, but are not limited to firewalls, switches, routers, wireless access points, network appliances, and other security appliances. Acronym for “Secure Sockets Layer.” Industry standard that encrypts the channel between a web browser and web server. The DSS freely uses the term in 212 places (as of version 3.1.2), but it doesn't define the term. This global security standard for information is designed to enhance control over credit card data to prevent fraud. Português Offers various services to merchants and other service providers. Default accounts and passwords are published and well known, and therefore easily guessed. Services range from simple to complex; from shared space on a server to a whole range of “shopping cart” options; from payment applications to connections to payment gateways and processors; and for hosting dedicated to just one customer per server. • A self-contained operating environment that behaves like a separate computer. A physical device, often attached to a legitimate card-reading device, designed to illegitimately capture and/or store the information from a payment card. Also referred to as “AP.” Device that allows wireless communication devices to connect to a wireless network. This authentication method may be used with a token, smart card, etc., to provide two-factor authentication. The consequences of not being PCI compliant reportedly range from $5,000 to $500,000, and are levied by banks and credit card institutions. (2) Provide a similar level of defense as the original PCI DSS requirement; In the context of access control, authorization is the granting Unlike physical terminals, virtual payment terminals do not read data directly from a payment card. Develop and maintain secure systems and applications. In cryptography, an acronym for “message authentication code.” A small piece of information used to authenticate a message. Accounts with administrative access are often referred to as “superuser”, “root”, “administrator”, “admin”, “sysadmin” or “supervisor-state”, depending on the particular operating system and organizational structure. All definitions are approved by humans before publishing. Servers include, but are not limited to web, database, application, authentication, DNS, mail, proxy, and NTP. A means of structuring SQL queries to limit escaping and thus prevent injection attacks. Protect your system with firewalls. An example of technology for remote access is VPN. Process of converting information into an unintelligible form except to holders of a specific cryptographic key. A process of assigning version schemes to uniquely identify a particular state of an application or software. Both entities are equally responsible for the physical protection of materials involved in vulnerable transactions. Deutsch A method by which two or more entities separately have key components that individually convey no knowledge of the resultant cryptographic key. User credentials are transmitted in clear text. Regularly test security systems and processes. Computers that are designed to handle very large volumes of data input and output and emphasize throughput computing. An entity that sells and/or integrates payment applications but does not develop them. The circuits, also referred to as the “chip,” contain payment card data including but not limited to data equivalent to the magnetic-stripe data. Acronym for “hypertext transfer protocol.” Open internet protocol to transfer or convey information on the World Wide Web. Acronym for “General Packet Radio Service.” Mobile data service available to users of GSM mobile phones. Card Verification Code or Value: Also known as Card Validation Code or Value, or Card Security Code. Discipline of mathematics and computer science concerned with information security, particularly encryption and authentication. See Strong Cryptography. Merchants' PCI compliance levels are broken down into four categories, or "levels," based on the number of transactions the merchant handles annually. Payment Card Industry (PCI) Data Security Standard Glossary, Abbreviations and AcronymsPlease click here for the downloadable version of the PCI DSS Glossary. In the context of PCI DSS, security events identify suspicious or anomalous activity. Type of malicious software that when installed without authorization, is able to conceal its presence and gain administrative control of a computer system. • A physical device, often attached to a legitimate card-reading device, designed to illegitimately capture and/or store the information from a payment card. According to the PCI SSC, version 2.0 included minor language adjustments to clarify the meaning of the 12 requirements. Acronym for “network access control” or “network admission control.” A method of implementing security at the network layer by restricting the availability of network resources to endpoint devices according to a defined security policy. By clicking “ACCEPT” below, you are agreeing to our use of non-essential cookies to provide third parties with information about your usage and activities. PCI DSS compliance is required by all card brands. Process that identifies valuable system resources and threats; quantifies loss exposures (that is, loss potential) based on estimated frequencies and costs of occurrence; and (optionally) recommends how to allocate resources to countermeasures so as to minimize total exposure. FTP can be implemented securely via SSH or other technology. Administrative access can be assigned to an individual’s account or a built-in system account. Screen and keyboard which permits access and control of a server, mainframe computer or other system type in a networked environment. Digital tools will play a ... What will keep CIOs busy this decade? Examples include managed service providers that provide managed firewalls, IDS and other services as well as hosting providers and other entities. Abbreviation for “telephone network protocol.” Typically used to provide user-oriented command line login sessions to devices on a network. The partitions may or may not be configured to communicate with each other or share some resources of the server, such as network interfaces. Computer that provides a service to other computers, such as processing communications, file storage, or accessing a printing facility. 1. Acronym for “Self-Assessment Questionnaire.” Reporting tool used to document self-assessment results from an entity’s PCI DSS assessment. Goal 5: Regularly monitor and test networks. Better known as “International Organization for Standardization.” Non-governmental organization consisting of a network of the national standards institutes. . A string of characters that serve as an authenticator of the user. A value that determines the output of an encryption algorithm when transforming plain text to ciphertext. Also referred to as “packet sniffing” or “sniffing.” A technique that passively monitors or collects network communications, decodes protocols, and examines contents for information of interest. In the context of PCI DSS, hashing must be applied to the entire PAN for the hash code to be considered rendered unreadable. 4. Updated MDM service benefits from integrations with the broader cloud-native Informatica platform that is built on top of a ... Relational databases and graph databases both focus on the relationships between data but not in the same ways. In this context, PCI refers to the development, management, education, and awareness of regulations related to credit and debit cards. A lab that is not maintained by the PA-QSA. The PCI SSC was formed in 2006 after data security breaches of cardholder data put customers' information at risk, and increased credit card companies' costs. Here are some key... ScyllaDB Project Circe sets out to help improve consistency, elasticity and performance for the open source NoSQL database. Web applications may be available via the Internet or a private, internal network. This class of vulnerabilities includes SQL injection, LDAP injection, and XPath injection. Primary responsible person for an entity’s security-related affairs. Duplicate copy of data made for archiving purposes or for protecting against damage or loss. See the Network Segmentation section in the PCI DSS Requirements and Security Assessment Procedures for guidance on using network segmentation. Network established and operated by a third party telecommunications provider for specific purpose of providing data transmission services for the public. Compensating controls must: Also referred to as “issuing bank” or “issuing financial institution.”. Alternatively, see Disk Encryption or Column-Level Database Encryption. Cookie Preferences These schemes follow a version-number format, version-number usage, and any wildcard element as defined by the software vendor. Maintain a policy that addresses information security. Personnel responsible for managing the network within an entity. Abbreviation for “Secure Shell.” Protocol suite providing encryption for network services like remote login or remote file transfer. See also Acquirer. Does PCI DSS do enough to protect mobile payment security? The POI may be attended or unattended. In the context of PA-DSS, a software application that stores, processes, or transmits cardholder data as part of authorization or settlement, where the payment application is sold, distributed, or licensed to third parties. The code is uniquely associated with each individual piece of plastic and ties the PAN to the plastic. A PCI assessment is an audit for validating PCI DSS compliance. Media that store digitized data and which can be easily removed and/or transported from one computer system to another. It manages the systems processor, memory, and other resources to allocate what each guest operating system requires. In 2021, CIOs will not only focus on providing greater access to healthcare but more equitable access. PCI DSS 3.0 also outlined new antimalware detection and remediation standards, as well as access control measures for onsite personnel and methods to protect payment data-capture technologies. Acronym for “attestation of validation.” The AOV is a form for PA-QSAs to attest to the results of a PA-DSS assessment, as documented in the PA-DSS Report on Validation. Acronym for “Network Time Protocol.” Protocol for synchronizing the clocks of computer systems, network devices and other system components. Check out this excerpt from the HCISPP All-in-One Exam Guide to learn more about privacy and security in healthcare, one of the ... Are you thinking of taking the HCISPP exam? Private networks are commonly designed as local area networks. English Term used to represent the corporation, organization or business which is undergoing a PCI DSS review. Refers to either: (1) magnetic-stripe data, or (2) printed security features. Business entity that is not a payment brand, directly involved in the processing, storage, or transmission of cardholder data on behalf of another entity. Typically, these accounts have elevated or increased privileges with more rights than a standard user account. PCI DSS 2.0 (Payment Card Industry Data Security Standard Version 2.0) is the second version of the Payment Card Industry Data Security Standard (PCI DSS) . Acronym for “Payment Application Qualified Security Assessor.” PA-QSAs are qualified by PCI SSC to assess payment applications against the PA-DSS. A malicious individual executes unauthorized SQL commands by taking advantage of insecure code on a system connected to the Internet. All businesses regardless of size must follow PCI DSS requirements if they accept credit card payments from the five major brands. Process of verifying identity of an individual, device, or process. Organization-wide rules governing acceptable use of computing resources, security practices, and guiding development of operational procedures. Because payment card transactions are entered manually, virtual payment terminals are typically used instead of physical terminals in merchant environments with low transaction volumes. Any promotional content will be deleted. Also referred to as “DBA.” Individual responsible for managing and administering databases. PCI DSS Designated Entities Supplemental Validation for PCI DSS 3.1 (DESV) - A new set of … Remote work is here to stay, so it's time to rethink the short-term fixes made in 2020. PCI DSS 2.0 (Payment Card Industry Data Security Standard Version 2.0) is the second version of the Payment Card Industry Data Security Standard, and was released in 2011. PCI DSS v3.0 was the third major iteration of the standard, with new requirements that included methodology-based penetration testing to verify proper segmentation of the merchant cardholder data environment (CDE) from other IT infrastructure. Acronym for “Report on Compliance.” Report documenting detailed results from an entity’s PCI DSS assessment. See Cardholder Data and Sensitive Authentication Data. In cryptography, the one-time pad is an encryption algorithm with text combined with a random key or "pad" that is as long as the plain-text and used only once. Goal 6: Maintain an information security policy. A VA takes the concept of a pre-configured device for performing a specific set of functions and run this device as a workload. Goal 3: Maintain a vulnerability management program. A firewall permits or denies computer traffic between networks with different security levels based upon a set of rules and other criteria. Refer to the QSA Qualification Requirements for details about requirements for QSA Companies and Employees. Level 1 merchants must undergo a PCI assessment performed by a Qualified Security Assessor who issues a Report on Compliance (ROC) that verifies the business's PCI DSS compliance. Examples of security protocols include, but are not limited to SSL/TLS, IPSEC, SSH, HTTPS, etc. Composed of: sensors that generate security events; a console to monitor events and alerts and control the sensors; and a central engine that records events logged by the sensors in a database. The PCI SSC is an open global forum, with the five founding credit card companies -- American Express, Discover Financial Services, JCB International, MasterCard Worldwide and Visa Inc. -- responsible for carrying out the organization's work. Acronym for “Uniform Resource Locator.” A formatted text string used by Web browsers, e-mail clients, and other software to identify a network resource on the Internet. Truncation relates to protection of PAN when stored in files, databases, etc. Hardware and/or software technology that protects network resources from unauthorized access. Abbreviation for “logical partition.” A system of subdividing, or partitioning, a computer's total resources—processors, memory and storage—into smaller units that can run with their own, distinct copy of the operating system and applications. The PCI council offers different training sessions and courses for […] Data related to electronic payment card transaction. Another type of PIN is one used in EMV chip cards where the PIN replaces the cardholder’s signature. 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